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Mortgages

Content applies to England

This section provides straightforward, unbiased information to help you make decisions. If you need one-to-one help, contact an adviser in your area. Use our directory to find one. Don't put your home at risk.

Choosing a mortgage

Shop around for a mortgage, and be sure to get good advice. Ask some key questions. More >

Applying for a mortgage

Work out how much you can afford to borrow. Once you've done this, apply early. That way you can act quickly when you find a property you like. More >

Problems getting a mortgage

If regular lenders won't give you a mortgage, a specialist lender may still be able to help you. More >

How mortgages work

The different repayment and interest options available. Information about joint mortgages, mortgage protection and mortgage standards. More >

Mortgage protection

Mortgage indemnity guarantees, mortgage protection insurance and accident, sickness and unemployment insurance. More >

Changing mortgages

You may be able to switch to a different mortgage, or a different lender, to get a better deal. More >

Mortgage arrears

If you're struggling to pay your mortgage, you need to act quickly. Don't put your home at risk. More >

Endowment shortfalls

If you your endowment policy may not cover your mortgage, you have two options. More >

Mortgage complaints

If you think you have been treated unfairly by a mortgage broker or lender, you can make a complaint. More >

Updated: 17 Aug 05

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Copyright © Shelter 2008
Charity Number 263710
88 Old Street, London EC1V 9HU
Website http://www.shelter.org.uk/
Telephone 0845 458 4590
Email info@shelter.org.uk

Printed 17 May 2008 at 20:13 hrs by 38.103.63.16