‘After our grandson died, our son and his partner came to stay with us because they were homeless. Costs mounted up and pushed us into debt.
We decided to remortgage to release some capital, but instead were sold an unaffordable loan. Every penny we earn goes on the mortgage, with nothing left for bills.
We’re desperately afraid we will lose our home if we can’t make the repayments. The stress has damaged Melvyn’s health and turned our retirement into a nightmare of insecurity and worry.’
Please will you help other families like mine who are facing homelessness this Christmas?