Debt and arrears
This content applies to England only.
Housing laws vary between England and Scotland. Get advice relating to Scotland
Housing problems often start because of financial difficulties. If you are struggling with unmanageable debt, rent or mortgage arrears, you need to take action as soon as possible.
Debt
It's never too late to start dealing with debt. Get online help from Shelter and protect your home.
Mortgage arrears
Advice, support and actions to take to help with mortgage arrears and mortgage payments. Don't put your home at risk, get advice and keep on top of mortgage arrears and mortgage payments.
Rent arrears
Rent arrears shouldn’t be ignored. If you have rent arrears or are struggling to pay your housing costs you may be at risk of losing your home. Find out ...
