Get organised with money
This content applies to England only.
Housing laws vary between England and Scotland. Get advice relating to Scotland
Does it feel like all the postman brings is trouble and worry? If you have ever looked at your pile of papers and bills and thought you don’t know where to begin, you’ll find help here to get you started. Take one step – then follow it with another. You’ll be dealing with your money worries in no time at all.
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Credit checks
A credit reference report can help you to keep track of your finances. Reports are available for £2 each. Find details of the three main credit reference agencies on this handy one-page action planner.
Shelter action planner- Credit checks
Organise your income
Not sure how much money you have coming in? Choose and print the action planners you need to organise your wages slips, benefits letters, P45s and P60s.
Shelter action planner - Income
Homeowner's costs
Need to understand how much you are spending? Choose and print the action planners you need to help keep track of your mortgage and living costs
Shelter action planner - Outgoings (homeowners)
Rent and living costs
Do you know how much you are spending? Choose and print action planners you need to help keep track of your rent and living costs.
Shelter action planner - Outgoings (renters)
Borrowed money
Use our handy action planners to keep track of your catalogue bills, county court judgments, credit cards, hire purchase, income tax, magistrate court fines, national insurance, overdrafts, personal loans, store cards and store credit agreements, student loans and unsecured loans (including payday loans, doorstep loans, cash advances and bank loans).
Shelter action planner - Repayments
Switch to save money
Three questions to consider if you are reviewing your budget:
- Are you paying for services you are not using?
- Could you get a better deal on basics like fuel bills, phone bills and insurances?
- Are you keeping track of what your credit cards are really costing you?
Our action planners could help you get on with the job.
Shelter action planner - Cancel it? Review it! Swap it!
Get a financial health check
Whatever the situation with your finances, it’s good to know where you stand and that you are making the most of what you have. Try the health check, a new online money planner from the Money Advice Service. It’s designed to help everyone understand and manage their money better.
