Help with housing costs
This content applies to England only.
Housing laws vary between England and Scotland. Get advice relating to Scotland
See what's available if you need help paying your rent or mortgage. You might be able to get financial help with heating your home, council tax bills or paying for care and support in your home.
Claiming housing benefit
Advice and information about claiming housing benefit including who is eligible to claim housing benefit and how to make a housing benefit claim.
Apply to get your council tax reduced
People on low incomes or who get welfare benefits can apply for a council tax reduction. Find out how to apply, and how much your bill could be cut by.
Support for mortgage interest payments (SMI)
Support for mortgage interest (SMI) payments help with mortgage interest for people on certain benefits. Find out more about support for mortgage interest (SMI).
Cash in a crisis
Crisis loans and community care grants have been abolished, so what can you do now if you need cash in a crisis or money in a hurry?
Social fund grants and loans
Find out about furniture projects, grants and loans, which could help you pay for essential things that you can't afford from your regular income.
Claiming benefits
Everything you need to know about your eligibility to receive benefits, how to apply for benefits and how your benefit entitlement is worked out.
Universal credit
Universal credit will begin to replace many other benefits in 2013. Find out what universal credit will mean for you and your housing situation.
Help with heating costs
Find out how to get help with your heating costs if you are elderly or on a low income.
Cut your gas and electricity bills
There are many different types of grants or discounts available to help you to make your home more energy efficient. Your eligibility depends on your age, whether you receive benefits, and where you live.
Find cheap or free furniture
Local furniture projects can provide good quality second hand furniture, safety-tested appliances and other household items for people on low incomes.
Care and support costs
Accessing care and support could allow you to continue living in your own home. Find out about paying for care and support and what help is available.
Getting adaptations
If you are elderly or disabled, it may be possible to get adaptations carried out to make your home more suitable for you.
Financial help with adaptations
If you or someone in your household is disabled, and you need to adapt your home to make day-to-day living easier, then you may be able to get a grant from the council to help with the cost of the work.
Financial help if you've been in the forces
If you have been in the armed forces or your partner died as a result of their service, there may be special benefits, compensation schemes, financial help and other support available to you.
Keeping your home when in prison
Don’t assume you will automatically lose your home if you have been sent to prison or are on remand. Whether you are a tenant or a home-owner, there may be action you can take to keep your home.




