Advice for struggling homeowners
Are mortgage arrears putting your home at risk? Get advice here.
What you should do
- Keep negotiating with your lender
- Try to reduce your monthly payments
- Find out if you're eligible for Government help
- If you're facing court action, be prepared
Call Shelter's dedicated homeowner helpline on
0300 3300 515
8am-8pm Mon-Fri and 8am-5pm Sat-Sun
What you should avoid
- Never hand the keys to your lender and walk away
- Be wary of private sale and rent back schemes
- Don't assume the council has to rehouse you
- Don't ignore mortgage debts - they won't go away
If you need help to take action
use our advice services directory
to find an adviser you can talk to in person
