Renting out the property

This content applies to England only.

Housing laws vary between England and Scotland. This page applies to England only. Get advice relating to Scotland

If you have problems paying your mortgage, it may be possible to increase your income by renting out all or part of your home to make your mortgage more affordable.

There may ways to increase your income, even if you can't get a better paid job or increase your hours. For example, you may be eligible for income support mortgage interest payments. Your options usually depend on your personal circumstances and whether your situation is temporary or long-term. Use our directory to find an adviser in your area or contact the National Debtline for help.

Renting out a room

You may need permission from your lender. Check whether it will affect your tax and/or benefits, and understand the responsibilities you'd have. Read more 

Renting out the home

If you have mortgage arrears, you could consider moving elsewhere, and renting your home out. This page explains how you should go about it. Read more 

Top ten tips for becoming a landlord

If you're struggling to pay your mortgage and decide to rent out all or part of your home, you need to understand the responsibilities you will have as a landlord. Read more 

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