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Disregards 2019/20

This content applies to England

How much income, earnings and capital are disregarded when calculating housing benefit in 2019/20.

The calculation of housing benefit takes into account the claimant's financial resources. Certain earnings, income and capital are disregarded. See the Calculation of housing benefit section for more information about the rules for calculating housing benefit.

Please note only the more common disregards are set out on this page. Full details of disregards are found in the Housing Benefit regulations.[1]

Main earnings disregards

Claimant is £ per week
Single person 5.00
Couple 10.00
Lone parent 25.00
In special occupations/circumstances 20.00
On ESA(C), IB or SDA and does permitted work (higher disregard) 131.50
On ESA(C), IB or SDA and does permitted work (lower disregard) 20.00
Disregards on top of above £ per week
Child care charges (1 child) up to 175.00
Child care charges (2 or more children) up to 300.00
Additional earnings (16 to 30 hours work) 17.10

Main income disregards (excluding earnings)

Type of income £ per week
income-based jobseeker's allowance In full
income-related employment and support allowance In full
income support In full
guarantee credit of pension credit In full
universal credit In full
disability living allowance In full
personal independence payment In full
attendance allowance  In full
child benefit In full
child tax credit (pension age claims only) In full
social fund payments In full
guardian's allowance In full
discretionary housing payments In full
council tax rebates In full
council tax reductions In full
foster care payments In full
local welfare assistance In full
Income from a sub-tenant 20.00
Income from a boarder 20.00 + 50% of any excess over 20.00

Main capital disregards

Type of capital £ per week
Claimant's home In full
Claimant's personal possessions In full
Lump sum payments of specified benefits In full
Certain compensation payments In full
Money held in occupational and personal pensions In full
Business assets of a self-employed claimant In full
Life insurance policies' annuities or surrender value In full
Social fund payments and loans In full

[1] Schs. 4, 5 and 6 Housing Benefit Regulations 2006 SI 2006/213.

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