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Conditions for the housing cost element

This content applies to England

Universal credit will include an amount for housing costs where the claimant has a liability to make payments for the dwelling they occupy as their home.

This section looks at the three principal conditions, namely the payment condition, the liability condition and the occupation condition.

Payment condition

The housing cost element under universal credit can be claimed for rent payments, mortgage interest payments and service charges. 

Liability condition

To be eligible for the housing costs element of universal credit the claimant must be liable to make the payments in respect of the accommodation. 

Occupation condition

The circumstances under which a claimant is treated as occupying the home. 

18 to 21 year olds condition - now revoked

Entitlement to the housing costs element of universal credit for 18-21 year-old claimants in a full digital service area. 

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