Home ownership

This content applies to England & Wales

Buying a home

The steps involved in buying a home. Read more 

Introduction to leasehold

The position of a person who owns her/his home on a long lease, and the basic principles relating to leases. Read more 

Buy or extend lease or buy freehold

Buying a leasehold property, extending the lease, purchasing the freehold, and leaseholders' right to manage a block of flats. Read more 

Service charges

The costs that can be passed on to long leaseholders as service charges. Read more 

Commonhold

A brief introduction to commonhold. Read more 

Buying LA and RSL housing

The different schemes that enable tenants of local authorities, housing associations and other registered social landlords to buy their own homes. Read more 

Shared/low-cost home ownership

Shared ownership and low-cost home ownership schemes, which help people who could not normally afford to do so buy a home on the open market. The different types of schemes available, and some aspects common to all schemes. Read more 

Rental purchase

Rental purchase agreements and the protection given to residents of properties let under these agreements. Read more 

Buying a mobile home

The legal position of a person buying a mobile home as a residence. Read more 

Mortgage arrears: payment problems

What happens when a borrower falls into arrears with her/his mortgage, and the steps that can be taken to resolve the situation. Read more 

Mortgage arrears: court action

What happens when a mortgage lender takes action in the courts to repossess a property because of mortgage arrears. Repossession procedure, the types of order the courts can make, and what may happen after a court order is granted. Read more 

Compulsory purchase orders (CPOs)

What CPOs are and when they are issued. Read more 

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