Response - Lender repossession of residential property: protection of tenants

By: Nicola Hughes  Published: October 2009


Shelter strongly supports this consultation on protection of tenants in cases of landlord mortgage default. We have actively campaigned for better legal protection for tenants for over a year, and continue to see numerous cases of sudden eviction following landlord repossession, through our face to face and helpline advice services.

Summary

We wholeheartedly support the objective and methods proposed. Whilst the majority of tenants - particularly in buy-to-let properties - should expect to be protected from sudden eviction by lender good practice, it is important that a legal minimum exists for those tenants who are not. In particular, tenants of amateur or unprofessional landlords, or lenders who are wilfully unscrupulous or simply ignorant of their legal obligations with regard to occupiers.

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