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Possession procedure

This content applies to England & Wales

This section looks at the procedures lenders can use to repossess a property.

Steps before action

The steps lenders will usually take before commencing court action. 

The possession case

The steps the lender will take to bring possession action, and the options available to the judge. 

Calculating arrears

How mortgage arrears are calculated. 

Second charge loans

Requirements for lenders of second charge loans before taking possession action. 

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