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Shared/low-cost home ownership

This content applies to England & Wales

Shared ownership and low-cost home ownership schemes, which help people who could not normally afford to do so buy a home on the open market. The different types of schemes available, and some aspects common to all schemes.

What is shared/low-cost ownership?

Purpose behind shared and low-cost home-ownership schemes, and how they work. 

Conventional shared ownership

Conventional shared ownership schemes. 


How occupiers of shared ownership property can 'staircase', or increase the share of the property that they own. 

Shared ownership: repossession

How possession can be taken on shared ownership properties. 

Succession and shared ownership

Succession rights to shared ownership properties. 

Subletting and shared ownership

Rights to sublet shared ownership properties. 

Variation of shared ownership leases

How the terms in a shared ownership lease can be varied. 


How to complain about a registered social landlord. 

Shared and low-cost home ownership schemes

An overview of low-cost home ownership schemes, including shared equity, mortgage guarantee and shared ownership. 

Cost of the schemes

Costs associated with shared ownership and low-cost home-ownership, and help with housing costs that may be available. 

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