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What is a housing co-operative?

This content applies to England

Definition of a housing co-operative.

A housing co-operative is a group of people who manage and control the housing in which they live. Each person is a member of the housing co-operative and has an equal say in decision-making. No member individually owns or makes profit at the expense of another. All members are expected to take an active role in providing and managing the accommodation and the level of rent the tenants pay reflects the cost of managing the housing.

Housing co-operatives are usually created as Industrial and Provident Societies and are registered with the Financial Services Authority (FSA), or before December 2001 with the Registry of Friendly Societies, under the Industrial and Provident Societies Act 1965. This registration is a qualification for registration with the regulator of social housing.

In order to be eligible for funding from the regulators or from local authorities, most housing co-operatives become private providers of social housing (PRPSHs).

The information on this page applies only to England. Go to Shelter Cymru for information relating to Wales.

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