This page is targeted at housing professionals. Our main site is at www.shelter.org.uk

Home ownership

This content applies to England & Wales
Information on buying a home, right to buy, leasehold, service charges, shared ownership, rental purchase, mortgage arrears and compulsory purchase orders.

Buying a home

The steps involved in buying a home. 

Leasehold property

The position of a person who owns her/his home on a long lease, and the basic principles relating to leasehold. Extending a lease, purchasing the freehold, the right to manage a block of flats, and the costs that can be passed on to leaseholders as service charges. 

Commonhold

A brief introduction to commonhold - commonhold is a new way of buying property introduced in 2004. 

Buying LA and PRPSH housing

The different schemes that enable tenants of local authorities, housing associations and other private registered providers of social housing to buy their own homes. 

Shared/low-cost home ownership

Shared ownership and low-cost home ownership schemes, which help people who could not normally afford to do so buy a home on the open market. The different types of schemes available, and some aspects common to all schemes. 

Rental purchase

Rental purchase agreements and the protection given to residents of properties let under these agreements. 

Buying a mobile home

The legal position of a person buying a mobile home as a residence. 

Mortgage arrears: payment problems

What happens when a borrower falls into arrears with her/his mortgage, and the steps that can be taken to resolve the situation. 

Mortgage arrears: court action

What happens when a mortgage lender takes action in the courts to repossess a property because of mortgage arrears. Repossession procedure, the types of order the courts can make, and what may happen after a court order is granted. 

Compulsory purchase orders (CPOs)

What compulsory purchase orders (CPOs) are and when they are issued 

Charging orders

The process of applying for a charging order that can be registered against a debtor’s property and the implications it can have, including an order for sale. 

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