Home ownership

This content applies to England only.

Housing laws vary between England and Scotland. This page applies to England only. Get advice relating to Scotland

If you are thinking of buying your own home, particularly if it's for the first time, you need to consider your options carefully.

Most households in the UK own their own home and enjoy the extra security and freedom it brings. Many people have seen their homes increase in value over the years and very few would choose to go back into rented accommodation. However, buying isn't necessarily the best option for everyone. If you're thinking of buying, there are a few of the things you should consider:

Finding a place to buy

Information about looking for suitable available properties and arranging to view them. Read more 

The buying process

The process of buying a home can be long and complicated. There are six main steps in the process and it helps if you understand what's involved at each stage. Read more 

Buyers' costs

Buying a home is probably the most expensive purchase you will ever make, plus you will have to pay a number of fees and other expenses before the sale is final. Read more 

Buying with other people

Information about the different ways ownership can be shared and the rights each of you may have. Read more 

Home ownership schemes

Provides information about schemes designed to make homeownership more affordable. Read more 

Selling a home

Information about the costs involved in selling your home and how the process works. Read more 

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