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This content applies to England only.
Housing laws vary between England and Scotland. This page applies to England only. Get advice relating to Scotland
This section provides straightforward, unbiased information to help you make decisions. If you need one-to-one help, contact an adviser in your area. Use our directory to find one. Don't put your home at risk.
Applying for a mortgage
Work out how much you can afford to borrow. Once you've done this, apply early. That way you can act quickly when you find a property you like. Read more 
Problems getting a mortgage
If regular lenders won't give you a mortgage, a specialist lender may still be able to help you. Read more
Choosing a mortgage
Shop around for a mortgage, and be sure to get good advice. Ask some key questions. Read more
How mortgages work
The different repayment and interest options available. Information about joint mortgages, mortgage protection and mortgage standards. Read more
Mortgage protection
Mortgage indemnity guarantees, mortgage protection insurance and accident, sickness and unemployment insurance. Read more
Changing mortgages
You may be able to switch to a different mortgage, or a different lender, to get a better deal. Read more
Endowment shortfalls
If you your endowment policy may not cover your mortgage, you have two options. Read more
Mortgage complaints
If you think you have been treated unfairly by a mortgage broker or lender, you can make a complaint. Read more
