Bedroom tax checker and calculator
Bedroom tax checker
From April 2013, if you live in a council or housing association home and claim housing benefit, new under occupancy rules could mean cuts to your housing benefit. Find out if you are affected and use our bedroom calculator.
Question 1 Are you a council or housing association tenant?
Question 2 Are you claiming housing benefit?
Question 3 Are you (or your partner) aged 61 or over?
Question 4 Does anyone else live in your home?
If you share the care of children, don’t count them if their main home is somewhere else or another person gets child benefit for them. Do not include foster children if you are an approved foster carer or have children placed with you for adoption.
You may be allowed an extra room for a child with a disability who needs a separate room.
Extra rooms for some children
You can count an extra room if you have a child placed with you prior to adoption, or if you are an approved foster with foster children (or for up to 12 months when waiting for a placement).
Include an extra room:
Anyone else aged 16 or over
Do not include yourself or your partner. Include members of the armed forces away from home and students who return home for at least two weeks each year.
Overnight carers not living with you
If you or your partner have a disability and need a carer to stay overnight.
Optional: About your home
(Use your rent before any housing benefit is taken off. Ask your landlord for details of your ‘eligible rent’ if you are not sure.)
Result: Different rules apply to private tenants
'Bedroom tax' rules for housing benefit from April 2013 affect council and housing association tenants (and their partners if they are responsible for paying the rent).
But restrictions also affect local housing allowance (the housing benefit claimed by most private tenants), setting a limit on the amount that can be claimed.
Local housing allowance can only be paid:
- for a limited number of bedrooms according to the size of your family
- for a maximum of four bedrooms
- up to a maximum local limit
- never more than a set national limit.
Private tenants claiming local housing allowance often face a shortfall and have to make up the difference between benefits and the rent.
Result: Bedroom tax does not affect you
From April 2013, new rules affect the amount of housing benefit you can claim if your home has more bedrooms than you need. If you can afford to pay your rent without claiming housing benefit, you will not be affected.
Your council or housing association landlord cannot force you to move (even if you have spare rooms in your home) providing you pay the rent and keep to the terms of your tenancy agreement.
The only exception to this is if you are a family member who has inherited a council or housing association tenancy after the tenant has died and the home is too large for your needs. Find out more about what happens if a tenant dies.
There are strict rules about when you can be evicted from a council home and when you can be evicted from a housing association home.
If you want to see how you would be affected if you need to claim housing benefit,
Result: Bedroom tax does not affect you
The 'bedroom tax' won't affect you and your housing benefit will not be reduced if you (or your partner) have reached the age when you become entitled to claim pension credit. You don't have to make a claim for pension credit.
|You will have reached pension credit age by||if you are a man or woman born between these dates|
|6 May 2013||6 October 1951 to 5 November 1951|
|6 July 2013||6 November 1951 to 5 December 1951|
|6 September 2013||6 December 1951 to 5 January 1952|
|6 November 2013||6 January 1952 to 5 February 1952|
|6 January 2014||6 February 1952 to 5 March 1952|
You can check if you are of pension credit age by using the Gov.uk state pension age calculator.
If you and your partner are both under state pension age,
Total number of bedrooms allowed: 1
|Minimum extra amount you will have to pay|
|Your eligible rent|
|Bedrooms in your home|
|Maximum bedrooms counted for housing benefit|
|Bedrooms too many|
How you will be affected
From 1 April 2013, your housing benefit will be reduced if you have more bedrooms than this in your home. You will have to pay some of your rent yourself.
Your housing benefit will be reduced by at least:
- 14% for one extra bedroom
- 25% for two or more extra bedrooms
These results include extra room(s) because you have said you have a child with a disability who cannot share a room, a foster child or a child placed with you prior to adoption. This is a guide only - find out more about bedroom tax.
What this calculation is based on
You told us these people live in your home: