Calculate the number of bedrooms allowed for housing benefit
Does bedroom tax affect you?
If you live in a council or housing association home, find out how many bedrooms are allowed for a housing benefit claim and how much is cut if you under-occupy your home.
Question 1 Are you a council or housing association tenant?
Question 2 Are you claiming housing benefit?
Question 3 Have you or your partner reached pension credit age?
Question 4 Does anyone else live in your home?
You may be allowed an extra room for a child with a disability who needs a separate room.
Don't count children whose main home is elsewhere or if someone else gets child benefit for them.
Don't count foster children if you are an approved foster carer or have children placed with you for adoption.
Extra rooms for some children
You can count an extra room if you have a child placed with you prior to adoption, or if you are an approved foster with foster children (or for up to 12 months when waiting for a placement).
Include an extra room:
Anyone else aged 16 or over
Don't include yourself or your partner. Include members of the armed forces away from home and students who return home for at least two weeks each year.
Overnight carers not living with you
If you or your partner have a disability and need a carer to stay overnight.
Optional: About your home
(Use your rent before any housing benefit is taken off. Ask your landlord for details of your ‘eligible rent’ if you are not sure.)
Result: Different rules limit private tenants' housing benefit
'Bedroom tax' rules for housing benefit people affect people renting council and housing association homes. Other restrictions affect private tenants. Local housing allowance rules for housing benefit limit the amount that can be claimed.
Private tenants often face a housing benefit shortfall.
Local housing allowance can only be paid:
- for a limited number of bedrooms according to the size of your family
- for a maximum of four bedrooms
- up to a maximum local limit
- never more than a set national limit.
Result: Bedroom tax does not affect you
From April 2013, new rules affect the amount of housing benefit you can claim if your home has more bedrooms than you need. If you can afford to pay your rent without claiming housing benefit, you will not be affected.
Your council or housing association landlord cannot force you to move (even if you have spare rooms in your home) providing you pay the rent and keep to the terms of your tenancy agreement.
The only exception to this is if you are a family member who has inherited a council or housing association tenancy after the tenant has died and the home is too large for your needs. Find out more about what happens if a tenant dies.
There are strict rules about when you can be evicted from a council home and when you can be evicted from a housing association home.
If you want to see how you would be affected if you need to claim housing benefit,
Result: Bedroom tax does not affect you
The 'bedroom tax' won't affect you and your housing benefit will not be reduced if you (or your partner) have reached the age when you become entitled to claim pension credit.
You don't have to make a claim for pension credit.
You can check if you are of pension credit age by using the Gov.uk state pension age calculator.
If you and your partner are both under state pension age,
Total number of bedrooms allowed: 1
|Minimum extra amount you will have to pay|
|Your eligible rent|
|Bedrooms in your home|
|Maximum bedrooms counted for housing benefit|
|Bedrooms too many|
How you will be affected
From 1 April 2013, your housing benefit will be reduced if you have more bedrooms than this in your home. You will have to pay some of your rent yourself.
Your housing benefit will be reduced by at least:
- 14% for one extra bedroom
- 25% for two or more extra bedrooms
These results include extra room(s) because you have said you have a child with a disability who cannot share a room, a foster child or a child placed with you prior to adoption. This is a guide only - find out more about bedroom tax.
What this calculation is based on
You told us these people live in your home: