The buying process

This content applies to England only.

Housing laws vary between England and Scotland. This page applies to England only. Get advice relating to Scotland

The process of buying a home can be long and complicated. There are six main steps in the process. It helps if you understand what's involved at each stage, and know about some of the common problems buyers face.

Overview of the process

The basic steps involved in buying your home and issues to consider at each stage. Read more 

Making an offer

Information about things you should consider before you make an offer to buy a home. Read more 

Getting a valuation

Outlines what happens when your lender sends a valuer to assess how much the property is worth. Read more 

Surveys and homebuyer's reports

Covers structural surveys and homebuyer's reports, which provide information about the condition of a property and should detect any structural problems. Read more 

Buyers' legal preparation

Explains what's involved in the legal work to transfer ownership of the property from the seller to the buyer. Read more 

Exchanging contracts

Information about exchanging contracts and paying a deposit, after which there is no more room for negotiation and neither side can pull out of the deal. Read more 

The completion date

This is when the buyer pays for any outstanding costs involved in the purchase and becomes the owner of a property. Read more 

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