Money and arrears
This content applies to England only.
Housing laws vary between England and Scotland. Get advice relating to Scotland
If money is tight and demands for payment are mounting, paying your rent or mortgage must always be your first priority - or you could risk losing your home. Read our advice on how to manage your money and sort out arrears.
Budgeting your money could help you to keep your home. Use our budgeting tips, tools and money saving ideas to help you with your money.
How to deal with debts step by step, including dealing with priority and non-priority debts, credit cards, payday loans, CCJs and alternatives to bankruptcy.
Mortgage arrears may lead to repossession. Find out about negotiating with your mortgage lender, what help is available and how to manage mortgage arrears.
Rent arrears shouldn’t be ignored. If you have rent arrears or are struggling to pay your rent, see what steps you can take and what help is available.