Paying for a home
This content applies to England only.
Housing laws vary between England and Scotland. Get advice relating to Scotland
For many, housing problems begin because of financial difficulties. If you don't have much money it can be difficult to find a decent home and if you can't pay the rent or mortgage you could face eviction.
Council tax
Council tax is usually payable if you own or rent your home. Find out about council tax, council tax benefit, exemptions, reductions and arrears.
Tenancy deposits
A tenancy deposit is usually asked for by a private landlord before you move in. Use our information to find out about tenancy deposits and the rules.
Rent deposit, bond and guarantee schemes
Rent deposit schemes and rent guarantee and bond schemes could help if you do not have the money for a rent deposit or tenancy deposit. Find out more about ...
Rent in advance
Most landlords ask new tenants to pay a month's rent in advance. If you can't afford it you may be able to apply for a budgeting loan to help pay for this.
Rent and rent increases
Different tenancies have different rules about how much rent should be charged and when the amount can be increased.
Mortgages
Explains how mortgages work and what to do if you have arrears or are worried about an endowment shortfall. Don't put your home at risk.
Interest rates
The threat of rising interest rates is enough to make any homeowner feel worried right now but there are things you can do to prepare.
Insurance
Information about the different types of policies that you may want to take out to protect your home and protect yourself from losses.
