Endowment shortfalls
This content applies to England only.
Housing laws vary between England and Scotland. Get advice relating to Scotland
If you have been told that your endowment policy may not cover the outstanding capital at the end of your mortgage, you may be able to make a complaint and get compensation. If this isn't successful, you can take steps to ensure your mortgage will be paid off.
Check out all your options and get independent financial advice before you make any decisions.
How endowment shortfalls develop
This section explains how endowment shortfalls can develop.
Endowment complaints
If your endowment policy may not cover your mortgage, you should consider making a complaint and getting compensation.
Catching up
There are a number of options that could help you catch up on an endowment shortfall.
