Social fund grants and loans
This content applies to England only.
Housing laws vary between England and Scotland. This page applies to England only. Get advice relating to Scotland
If you don't have money for essential things that you need for your home, you might be able to get a loan (which you have to pay back) or grant (which you don't) from the social fund.
It may help if an agency such as an advice centre, a social worker or a probation officer puts your name forward. Use our directory to find agencies in your area. Many local Shelter services have advisers specialising in welfare rights issues as well as housing.
Budgeting loans
Interest-free budgeting loans can be used to spread the cost of things you need but can't afford. Read more 
Crisis loans
Interest-free crisis loans can provide financial help in an emergency or disaster. Read more
Community care grants
You may be eligible for a community care grant if you are leaving an institution or need extra financial help to live independently. Read more
