Policy library

Policy, research and good practice work forms a major part of Shelter's efforts to address and find solutions for homelessness and housing issues. In this section you can browse through the reports, factsheets, briefings and policy consultation responses that we produce.

All policy documents

Good practice guide: landlord accreditation

Applicable to: England
Published:  September 2011

Private renting covers a wide variety of tenants – and an equally wide variety of landlords. The sector can be proud that most dealings between them are harmonious. When problems do occur, it may be because landlords do not fully appreciate the complex legal framework in which they operate. Where rogue landlords do prey on unsuspecting tenants, it can be because tenants find it hard to distinguish between a responsible landlord and a rogue operator. Read summary and download 

Exiting Unsustainable Homeownership: Understanding current practice and the potential of Assisted Voluntary Sales

Applicable to: 
Published:  September 2011

There is an emerging debate about the ways in which borrowers with unsustainable mortgages can be helped to make the transition from ownership to renting, including help with selling their property on a voluntary basis. There is an assumption that, for borrowers, the emotional and financial distress typically associated with possession is likely to be lessened by an assisted sale and exit. There may also be reputational and business benefits for lenders in supporting sales, particularly in minimising the losses arising from negative equity. Read summary and download 

Policy briefing: Asserting authority - calling time on rogue landlords

Applicable to: England
Published:  September 2011

Shelter is concerned about the state of the private rented sector. Local authorities dealt with more than 86,000 complaints from private tenants in 2010/11; yet, wider research finds that over 350,000 private renters experienced housing problems in the same year. Read summary and download 

Response: Financial Services Bill pre-legislative scrutiny

Applicable to: 
Published:  September 2011

Shelter is interested in the Financial Services Bill because we know that poor financial regulation led to reckless mortgage lending, with severe consequences for individual borrowers, the housing market and the wider economy. As such, Shelter broadly welcomes the consumer protection proposals set out by the government in the draft legislation, which we believe could help to prevent the scale and the severity of the lending practice we witnessed in the build up to the financial crisis. Read summary and download 

Response: HM Treasury consultation on financial reform

Applicable to: 
Published:  September 2011

Shelter welcomes the opportunity to respond to the Treasury’s consultation: A new approach to financial regulation: the blueprint for reform. We broadly welcome the government’s proposals to improve financial regulation, which is of interest to Shelter because we know that poor financial regulation allowed risky mortgage lending and unfair treatment of mortgage borrowers by some lenders. This had negative consequences for individual borrowers, the housing market and the wider economy. As such, Shelter broadly welcomes the consumer protection proposals set out by the Treasury, which we believe could help to prevent the scale and the severity of the irresponsible practices we witnessed in the build up to the financial crisis. Read summary and download 

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