How to buy a home

The main stages in the process of buying a home, what legal fees buyers must pay, and what to do if you have a problem getting a mortgage.

Buying a home: the process

Buying a home will involve discussions with solicitors, estate agents, the seller and your lender. See the steps to take when you're buying a house

Problems getting a mortgage

If regular lenders won't give you a mortgage, a specialist lender may still be able to help you

Buyers: legal preparation

Explains what's involved in the legal work to transfer ownership of the property from the seller to the buyer.

Buyers: legal fees and survey costs

Buying a home is probably the most expensive purchase you will ever make, plus there are a number of other expenses to pay before the sale is final.

Exchanging and completing

Information about exchanging contracts and paying a deposit, after which there is no more room for negotiation and neither side can pull out of the deal.