How to buy a home

The main stages in the process of buying a home, what legal fees buyers must pay, and what to do if you have a problem getting a mortgage.

Buying a home: the process

Buying a home will involve discussions with solicitors, estate agents, the seller and your lender. See the steps to take when you're buying a house

Problems getting a mortgage

If regular lenders won't give you a mortgage, a specialist lender may still be able to help you.

Buyers' legal preparation

Explains what's involved in the legal work to transfer ownership of the property from the seller to the buyer.

Buyers' legal fees and survey costs

Buying a home is probably the most expensive purchase you will ever make, plus there are a number of other expenses to pay before the sale is final.

Exchanging and completing

Information about exchanging contracts and paying a deposit, after which there is no more room for negotiation and neither side can pull out of the deal.