Section 1 You and your household

Please add missing information that is highlighted

Your housing

• Home owner
• Tenant or renting
• Shared owner
• Other

• Choose the option that fits best to see the housing costs you’ll need to budget for

Your family

• Single person
• Living with a partner
• Living with dependant children     How many 1 2 3 4 5 6 7 8 9 10
• Living with other adults

• Choose from these options to budget only for yourself, or to include others and budget together.

  If you are sharing and want to budget only for yourself, choose single person and remember to include only your share of the household costs.

Section 2 Income

Please add missing information where highlighted

• Your take home pay How often Weekly Fortnightly Monthly Yearly
• Your partner's take home pay How often Weekly Fortnightly Monthly Yearly
• Income from other adults How often Weekly Fortnightly Monthly Yearly
• 
  

  For income after tax and national insurance have been paid

Section 3 Housing and other priority costs

Please add missing information where highlighted

Housing costs

• Rent How often Weekly Fortnightly Every four weeks Monthly
• Housing benefit received How often Weekly Fortnightly Monthly
• Mortgage Monthly
• Other loan secured on house Monthly
• Ground rent How often Weekly Fortnightly Monthly Quarterly Yearly
• Service charge How often Weekly Fortnightly Monthly Quarterly Yearly
• Endowment How often Weekly Fortnightly Monthly Quarterly Yearly
• Charge for housing,
  mobile home, houseboat etc How often Weekly Fortnightly Monthly Quarterly Yearly

• It’s important to list all these essential costs – it can be serious if you don’t pay

Priority spending

Don’t worry if this list doesn’t cover everything – you can record missing items later

• Council tax How often Monthly Yearly
• Fuel - gas, electricity, other How often Weekly Fortnightly Monthly Quarterly Yearly
• Water rates How often Weekly Fortnightly Monthly Quarterly Yearly
• Buildings and contents insurance How often Weekly Fortnightly Monthly Quarterly Yearly
• TV licence How often Weekly Monthly Quarterly Yearly

• Priority bills are the most important ones to pay – this section is for money you have to pay out

• Magistrates court fines How often Weekly Monthly Quarterly Yearly
• Hire purchase - car How often Weekly Fortnightly Monthly Yearly
• Hire purchases - other How often Weekly Fortnightly Monthly Yearly
• Child maintence paid How often Weekly Fortnightly Monthly Yearly
• Student loan How often Weekly Monthly Yearly

Section 4 Household living costs and spending

Please add missing information where highlighted

Just record the payments you have to make to cover your ongoing bills and costs. That way, you’ll be able to see how much you have left to go towards any debts or arrears you may have

Food

• Food, drink and toiletries How often Weekly Monthly
• Cleaning and laundry How often Weekly Monthly
• Meals at work How often Weekly Monthly

Clothing and footwear

• Clothes How often Weekly Monthly
• Shoes How often Weekly Monthly Yearly
• Catalogue How often Weekly Monthly
• Other How often Weekly Monthly

Travel

• Public transport How often Weekly Monthly Yearly
• Car tax How often Every six months Yearly
• Petrol How often Weekly Monthly
• Car insurance How often Weekly Monthly Yearly
• Car services, repairs and MOT How often Weekly Monthly Yearly
• Hire purchase/loan for car How often Weekly Monthly
• Other travel expenses How often Weekly Monthly Yearly

Insurances and pensions

• Appliance insurance How often Monthly Yearly
• Life insurance How often Weekly Monthly
• Holiday insurance How often Weekly Monthly Yearly
• Pension contributions How often Weekly Monthly Yearly
• Other insurance How often Weekly Monthly Yearly

Events

• Birthdays How often Weekly Monthly Yearly
• Christmas and other festivals How often Weekly Monthly Yearly
• Holidays How often Weekly Monthly Yearly
• Other gifts How often Weekly Monthly Yearly

Phones

• Landlines How often Weekly Monthly Quarterly
• Mobiles How often Weekly Monthly Quarterly
• Internet How often Weekly Monthly Quarterly
• TV and phone package How often Weekly Monthly Quarterly

Health

• Dental/optician How often Weekly Monthly Yearly
• Health insurances How often Weekly Monthly Yearly
• Prescriptions How often Weekly Monthly Yearly
• Hairdressing How often Weekly Monthly Yearly
• Other How often Weekly Monthly Yearly

Leisure

• Going out How often Weekly Monthly
• Memberships How often Weekly Monthly Yearly
• Subscriptions How often Weekly Monthly Yearly
• Cigarettes How often Weekly Monthly

Credit and store cards

• Credit card repayments How often Weekly Fortnightly Monthly
• Store card repayments How often Weekly Fortnightly Monthly

People and pets

• Payments to student children How often Weekly Monthly Yearly
• Gifts to others How often Weekly Monthly Yearly
• Charitable donations How often Weekly Monthly Yearly
• Pets How often Weekly Monthly

Other

• How often Weekly Monthly
• How often Weekly Monthly
• How often Weekly Monthly
• How often Weekly Monthly

• Use this section to record any money you have going out for anything not already listed – for example, tax or national insurance if you are self-employed