Court action for repossession
This content applies to England only.
Housing laws vary between England and Scotland. This page applies to England only. Get advice relating to Scotland
This section explains what happens if your lender or freeholder starts repossession proceedings in the county court. Homeowners can only be evicted if the court makes a possession order, which they will only do in certain circumstances.
Even if the process has already started, it may not be too late. Use our directory to find an advice centre in your area - they may be able to help you keep your home.
An overview of the process
The steps a mortgage lender or freeholder must follow to repossess your home. Read more 
Getting ready for court
Explains what happens once your lender or freeholder has applied to the court to evict you, and the steps you should take. Read more
What happens in court
Explains what will happen on the day of the repossession hearing if your lender or freeholder asks the court to evict you. Read more
Possible defences
Outlines some of the defences that homeowners may be able to use to stop a repossession and keep their home. Read more
What the court can do
Explains the different kinds of court orders that can be made at a repossession hearing. Read more
