Court action for repossession

This content applies to England only.

Housing laws vary between England and Scotland. This page applies to England only. Get advice relating to Scotland

This section explains what happens if your lender or freeholder starts repossession proceedings in the county court. Homeowners can only be evicted if the court makes a possession order, which they will only do in certain circumstances.

Whatever stage of the process has been reached, it may not be too late to save your home. Contact Shelter's dedicated homeowner helpline on 0300 3300 515 or use our directory to find face-to-face advice services in your area.

An overview of the process

The steps a mortgage lender or freeholder must follow to repossess your home. Read more 

Getting ready for court

Explains what happens once your lender or freeholder has applied to the court to evict you, and the steps you should take. Read more 

What happens in court

Explains what will happen on the day of the repossession hearing if your lender or freeholder asks the court to evict you. Read more 

Possible defences

Outlines some of the defences that homeowners may be able to use to stop a repossession and keep their home. Read more 

What the court can do

Explains the different kinds of court orders that can be made at a repossession hearing. Read more