Court action for repossession
This content applies to England only.
Housing laws vary between England and Scotland. Get advice relating to Scotland
This section explains what happens if your lender or freeholder starts repossession proceedings in the county court. Homeowners can only be evicted if the court makes a possession order, which they will only do in certain circumstances.
Whatever stage of the process has been reached, it may not be too late to save your home. Use our directory to find face-to-face advice services in your area.
Are you facing repossession?
Would you be happy to share your story? Talking to Shelter helps us to raise awareness of housing problems in the press.
Call Bill Rashleigh on 0207 505 2032 or email bill_rashleigh@shelter.org.uk
An overview of the process
The steps a mortgage lender or freeholder must follow to repossess your home.
Getting ready for court
Explains what happens once your lender or freeholder has applied to the court to evict you, and the steps you should take.
What happens in court
Explains what will happen on the day of the repossession hearing if your lender or freeholder asks the court to evict you.
Possible defences
Outlines some of the defences that homeowners may be able to use to stop a repossession and keep their home.
What the court can do
Explains the different kinds of court orders that can be made at a repossession hearing.
