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This content applies to England only.

Housing laws vary between England and Scotland. This page applies to England only. Get advice relating to Scotland

This section explains what happens if the court decides that your home should be repossessed.

If you're in this situation and haven't spoken to an adviser yet, do so immediately. Contact Shelter's dedicated homeowner helpline on 0300 3300 515.

Eviction by the bailiffs

Explains what happens if the bailiffs are called in to evict you. Even at this stage, it may be possible to stop the eviction. Read more 

Finding a home after repossession

Outlines how your alternative housing options may be affected if your home has been repossessed. Read more 

Sale by a mortgage lender

Information about what could happen if your home is repossessed and sold to pay off your debts. Read more 

Paying off mortgage debts

Explains the rules lenders have to follow if they want to pursue you for any money you still owe them after your home is sold. Read more 


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