After repossession

If a  court has decided that your home should be repossessed, it will usually be sold by your mortgage lender. Find out what happens when your home has been sold and if you will still owe any money.

If you are in this situation, get advice immediately. Call our housing advice helpline or use our advice services directory to find an adviser in your area.

Sale by a mortgage lender

Information about what could happen if your home is repossessed and sold to pay off your debts.

Finding a home after repossession

Outlines how your alternative housing options may be affected if your home has been repossessed.

Paying off mortgage debts

If you sell your home and there isn’t enough money to pay off your mortgage debts, the lender can take steps to recover the money. See what you can do.