Universal credit

Universal credit is a new benefit that's being introduced in stages between 2013 and 2017 across the UK. It will eventually replace housing benefit, income support, employment and support allowance, jobseeker's allowance and some tax credits.

Universal credit - an introduction

Universal credit is a new benefit being introduced from 2013. It will eventually replace a number of benefits, including housing benefit. Find out more.

Universal credit timetable

Universal credit was introduced in April 2013, but when you begin claiming it will depend on where you live in the UK. See if and how you will be affected.

What benefits does universal credit replace?

Universal credit replaces housing benefit, certain tax credits and some means tested benefits. Certain benefits will no longer be available.

Housing costs under universal credit

Housing costs has replaced housing benefit if you’re claiming universal credit. See how the single monthly payment will affect your housing costs.

Housing costs – key features

Universal credit will help with housing costs such as rent, mortgage interest and some service charges. Find out about housing costs and universal credit.

Can universal credit be paid direct to a landlord?

Universal credit may be paid direct to your landlord if you have trouble managing money or have rent arrears. A landlord may even ask for direct payments.

Short-term advances of universal credit

You may have to wait up to five weeks for your first payment of universal credit, but can apply for a short-term advance if the wait will cause you hardship

Budgeting advances under universal credit

If you're claiming universal credit and need to pay an unexpected one-off or emergency expense, a budgeting advance may be able to help you.