Universal credit

Universal credit is a new benefit that's being introduced in stages between 2013 and 2017 across the UK. It will eventually replace housing benefit, income support, employment and support allowance, jobseeker's allowance and some tax credits.

Universal credit - an introduction

Universal credit is a new benefit that will eventually replace six benefits including housing benefit

Universal credit timetable

The roll out of universal credit won't be complete by 2017 as originally planned

What benefits does universal credit replace?

Universal credit replaces housing benefit, some means tested benefits and certain tax credits

Housing costs under universal credit

Housing benefit will eventually be replaced by housing costs which will be paid as part of one monthly universal credit payment

Housing costs – key features

Universal credit will help with housing costs such as rent, mortgage interest and some service charges. Find out about housing costs and universal credit.

Can universal credit be paid direct to a landlord?

In some cases, universal credit can be paid direct to your landlord if it will help you keep your home

Short-term advances of universal credit

You may have to wait up to five weeks for your first payment of universal credit, but can apply for a short-term advance if the wait will cause you hardship

Budgeting advances under universal credit

A budgeting advance of universal credit could help you pay for expensive essentials, but you'll repay the money from your benefit