Defending mortgage possession proceedings
Learn about the court’s powers to assist mortgage borrowers in arrears and learn how to defend mortgage possession proceedings.
Course summary
This course covers the practical and legal issues to consider when defending mortgage possession proceedings in court and the court’s powers to allow borrowers to remain in their homes.
You’ll learn the rules and processes governing mortgage possession proceedings and how to advise tenants whose landlords have defaulted on their mortgages.
Course information
Level: Intermediate and Advanced (Level 4)
Face to face training
- Available for: Groups
- Duration: One day
- CPD points: 6
What this course covers
This course includes:
the courts' powers under the Administration of Justice Acts 1970 and 1973 and the Consumer Credit Act 1974
what the lender must do under the pre-action protocol and CPR 55
the FCA mortgage conduct of business rules
applications to suspend an eviction warrant
costs in mortgage possession cases
tenants of mortgage borrowers
the breathing space scheme
mortgage shortfall debts
You'll be sent pre-course reading two weeks before the course.
What you'll learn
At the end of this training, you'll be able to:
identify court powers relating to mortgage possession claims
recognise which mortgages are regulated by the Financial Conduct Authority (FCA)
understand relevant procedural rules governing mortgage possession proceedings
advise tenants whose landlords have defaulted on their mortgages
Who this training is for
You should already have some prior knowledge of mortgage possession proceedings for this course.
You might be a debt or housing adviser, solicitor or work for a local authority in housing or homelessness.
Continuing Professional Development
Gain points towards your professional development from the CPD Certification Service with Shelter training and events.
