Mortgage repossessions
Learn how to assist clients facing mortgage possession proceedings.
Course summary
This course covers the requirements for mortgage claims, lender duties, court powers and how best to support clients.
You will learn strategies for negotiating with lenders and contesting associated costs.
Course information
Level: Intermediate and Advanced (Level 4)
Live webinar
- Available for: Groups
- Duration: Two 2 hour sessions
- CPD points: 4
What this course covers
This course includes:
regulation of first and second mortgages, the Mortgage Credit Directive and mortgage conduct of business rules
making payment offers and options for negotiating with lenders
pre-action protocol and CPR 55 requirements for mortgage claims
challenging costs and charges on a mortgage account
court powers to suspend possession under the Administration of Justice Acts and time order provisions
options for end-of-term and interest-only mortgages, all monies charges
asking the court for time to sell or refinance
What you'll learn
At the end of this training, you'll be able to:
negotiate with lenders
challenge charges and costs on a mortgage account
understand lender duties to clients
recognise when an adjournment is in the borrower's best interests
understand the power of the court in possession proceedings
Who this training is for
You should already have a good understanding of the repossession process.
You might be a housing adviser, paralegal, or lawyer.
Continuing Professional Development
Gain points towards your professional development from the CPD Certification Service with Shelter training and events.
