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England

Letter template: homeless help because of housing costs

Use this letter template to ask your council for help if you cannot afford your housing costs.

Copy this template into an email to your council's homeless or housing options team.

[Use the subject: Request for homeless help]

I need your help to find suitable housing in the council area.

I currently live at [address] with [names of anyone who lives with you. Include the ages of any children under 18].

My financial situation

My monthly income is £xxx.

My monthly rent or mortgage payment is £xxx.

I can provide more information on my income and spending.

My financial situation has changed because [add a short description of what's happened].

I believe I am legally homeless or at risk of homelessness because:

  • I cannot afford to pay my housing costs as well as other basic living costs

  • I cannot find a suitable affordable home due to high rents in the area

I need your help to: [include any that apply]

  • make a homeless application

  • find private rented housing with a monthly rent of less than £xxx

  • negotiate with my landlord to stop a rent increase in my current home

  • pay rent in advance for a new tenancy

  • get extra priority on the housing waiting list/a direct offer of social housing

  • find a suitable home by offering financial assistance

  • get a discretionary housing payment to top up my local housing allowance (LHA) which is £xxx a month

Paragraph 6.28 of the Homelessness Code of Guidance says councils must:

  • consider affordability of housing in all cases

  • take account of the financial resources available to the homeless applicant, the costs of the accommodation and reasonable living expenses

I look forward to hearing from you.

You can also send the letter as an email attachment or by post.

Word template: Ask for homeless help because of unaffordable housing (docx 18kb)

OpenDocument template: Ask for homeless help because of unaffordable housing (odt 11kb)

How to contact your council's homeless team

What is your location?

Check your benefits

Use the entitledto benefit calculator to work out what you can claim.

If the council wants more information

Use the National Debtline budget planner to show your income, spending and debts.

Last updated: 9 April 2024