Response: Financial Services Bill pre-legislative scrutiny

By: Robbie de Santos  Published: September 2011


Shelter believes mortgages are a striking example of how poor regulation of lender practice has harmed individual consumers and the wider economy, particularly as residential mortgage lending makes up 86% of all lending to individuals in the UK. Mortgage lending should act as a powerful precedent when parliamentarians assess the effectiveness of both prudential and conduct regulation set out in the draft legislation.


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