Non dependant deductions and universal credit
Money is taken off your universal credit (UC) housing element if:
an adult friend or relative lives in your home
the DWP expects them to pay something towards your rent
Adults who live in your home are sometimes called 'non dependants'.
The deduction is sometimes called a 'housing cost contribution'.
How much is taken off?
The DWP takes off £91.47 a month for each non dependant adult who lives with you.
This happens even if your relative or friend pays you little or no money.
You may need to ask your relative or friend to help with your rent.
Be open and honest with them if you need them to help. Do not risk rent arrears.
Example: how non dependant deductions affect universal credit
Sara rents her council home for £400 a month.
Her adult son lives with her. He counts as a non dependant.
How Sara's UC housing element is worked out:
£400 (rent) - £91.47 (deduction) = £308.53 (Sara's housing element)
Sara asks her son to give her some money each month so she can pay her rent in full.
When there should not be a deduction
The DWP should not make a non dependant deduction in these situations:
you are blind or severely sight impaired
you or your non dependant get certain disability benefits
your non dependant does not count for another reason
Report any changes while on UC to make sure deductions stop.
Severe sight impairment
There should be no deduction if you are:
blind
severely sight impaired
For joint UC claims, either of you could be blind or have a severe sight impairment.
A specialist eye doctor must confirm your sight impairment.
Let the DWP know if this happens after you claim UC.
Disability benefits
There should be no deduction if you or your non dependant get any of these benefits:
attendance allowance
personal independence payment (PIP) - daily living component
disability living allowance (DLA) - middle or high rate care component
For joint UC claims, either of you could be getting one of these benefits.
Let the DWP know if any of you start getting these benefits.
Other reasons a non dependant does not count
The DWP must not make a deduction for your child if they are in the armed forces and away on operations. Step children are included in this.
The DWP must not make a deduction for anyone who normally lives in your home and is:
under 21
in prison
responsible for a child under 5
getting pension credit or carers allowance
People who do not count as non dependants
The DWP should not make a non dependant deduction for these people:
your partner
a joint tenant or lodger
a guest who is visiting you
a friend or relative who is sofa surfing while homeless
your landlord
Some of these people might affect your housing element in other ways.
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Last updated: 22 December 2024