What to do if your mortgage lender starts court action
Coronavirus update: repossessions are on hold
The Financial Conduct Authority has said that mortgage lenders shouldn't start or continue court action for repossession until at least 31 October.
That means they must not go to court for a repossession order or ask bailiffs to evict you.
You can ask your lender for support if you're struggling because of coronavirus.
Your mortgage lender should only start repossession action as a last resort.
It's very important to attend the repossession hearing.
The judge can help you stay in your home if it's affordable and you have a realistic plan to repay any arrears over time.
Get legal advice if your lender threatens or starts court action.
Last updated 30 March 2020 | © Shelter
If you need to talk to someone, we’ll do our best to help