How to deal with mortgage arrears

Contact your lender as soon as you have mortgage payment problems. Don't wait until your mortgage arrears become unmanageable.

Your lender may be more helpful if you tell them about problems early on. You can still try to resolve your money problems if your mortgage lender has started court action.

Contact a debt adviser

Get debt advice as soon as you can.

A debt adviser can help you work out a budget, prioritise your debts and negotiate with your lender and other creditors.

Last updated: 30 October 2020

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