This page is targeted at housing professionals. Our main site is at www.shelter.org.uk

Home ownership

This content applies to England & Wales

Information on rights of leaseholders and commonhold holders, the right to buy, shared ownership, mortgage arrears and compulsory purchase orders.

Home ownership and occupation rights

Main forms of ownership for owner-occupied property, and freehold, leasehold and commonhold, the different ways in which land and property can be owned 

Sole ownership

Sole ownership means that one person only is the legal owner of a property, while others may be living there or contributing financially. 

Right to buy social housing

Different schemes that enable tenants of local authorities, housing associations or other private registered providers of social housing (PRPSH) to buy their homes. 

Buying and converting commonhold

Rules for creating and managing commonhold properties, and issues when buying and converting a commonhold property. 

Leasehold property

Position of a person who owns the home on a long lease, and basic rules, rights and charges relating to leasehold. 

Shared home ownership

Shared and low-cost home ownership schemes help people, who could not normally afford to do so, buy a home on the open market. 

Mortgage arrears: payment problems

Issues arising after falling into arrears with mortgages and the steps borrowers and lenders can take to resolve the situation. 

Charging orders and orders for sale

Court orders securing debts against property (charging orders) and orders forcing the sale of property (orders for sale). 

Compulsory purchase orders

Compulsory purchase is the process by which a public authority can compulsorily take land from the owner when it is necessary for public purposes. 

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