This page is targeted at housing professionals. Our main site is at www.shelter.org.uk

Home ownership

This content applies to England & Wales

Information on rights of leaseholders and commonhold holders, the right to buy, shared ownership, mortgage arrears and compulsory purchase orders.

Home ownership types and occupation rights

Main forms of ownership for owner-occupied property, and freehold, leasehold and commonhold, the different ways in which land and property can be owned 

Leasehold property

Position of a person who owns the home on a long lease, and basic rules, rights and charges relating to leasehold. 

Shared ownership

Shared and low-cost home ownership schemes are intended to help people, who could not usually afford to do so, buy a home on the open market. 

Right to buy social housing

Different schemes that enable tenants of local authorities, housing associations or other private registered providers of social housing (PRPSH) to buy their homes. 

Mortgage arrears: payment problems

Issues arising after falling into arrears with mortgages and the steps borrowers and lenders can take to resolve the situation. 

Charging orders and orders for sale

Court orders securing debts against property (charging orders) and orders forcing the sale of property (orders for sale). 

Commonhold property

Rules for creating and managing commonhold properties, and issues when buying and converting a commonhold property. 

Compulsory purchase orders

After a public authority makes a compulsory purchase order and it is confirmed, the owner has no choice whether to sell, but receives compensation. 

Public inquiries for compulsory purchase order objections

Inquiries over compulsory purchase orders (CPO) follow formal procedure and at the end the inspector makes a recommendation to the government minister. 

Judicial review of compulsory purchase order decisions

Possibilities to challenge compulsory purchase orders (CPO) in court based on the procedural flaws or human rights arguments. 

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