Benefits

Different types of benefits are available to help renters and homeowners with costs of private or council housing within the limits of the benefit cap.

This content applies to England & Wales
  • Housing benefit

    Rules for claiming help to pay rent, which is paid by local authorities and calculated by looking at income and local rent rates.

  • Housing benefit calculation rates

    Department for Work and Pensions annual rates used to calculate housing benefit from 2017 onwards and circumstances impacting the amount.

  • Local housing allowance

    The local housing allowance (LHA) scheme is an alternative method of calculating housing benefit for tenants in the private rented sector.

  • Universal credit

    Universal credit is a means-tested benefit for people of working age and is intended to cover both living expenses and accommodation costs.

  • Benefit cap

    Benefit cap limits the total amount of benefits that working-age claimants can receive, and housing benefit or universal credit can be reduced.

  • Discretionary housing payments

    Local authorities can award a discretionary, limited and temporary housing payment to claimants if existing benefits do not cover housing costs.

  • Council tax support

    Eligibility and rules for claiming support to pay council tax bills, available for people in financial need and administered by local authorities.

  • Support for mortgage interest

    Government repayable loan can help homeowners who claim benefits to pay interest on mortgages or loans taken out for repairs or improvements.