Home ownership

Information on rights of leaseholders, the right to buy, shared ownership, mortgage arrears and compulsory purchase orders.

This content applies to England & Wales
  • Home ownership types and occupation rights

    Main forms of ownership for owner-occupied property, and freehold, leasehold and commonhold, the different ways in which land and property can be owned.

  • Leasehold and commonhold

    Position of a person who owns the home on a long lease, and basic rules, rights and charges relating to leasehold.

  • Shared ownership

    Shared and low-cost home ownership schemes are intended to help people, who could not usually afford to do so, buy a home on the open market.

  • Service charges

    Service charges are payable by tenants and leaseholders for services, repairs, maintenance, improvements, insurance, or costs of management.

  • Mortgage debt

    Issues arising after falling into arrears with mortgages and the steps borrowers and lenders can take to resolve the situation.

  • Charging orders and orders for sale

    Court orders securing debts against property (charging orders) and orders forcing the sale of property (orders for sale).

  • Right to buy

    Different schemes that enable tenants of local authorities, housing associations or other private registered providers of social housing (PRPSH) to buy their homes.