Debt and money problems

Breathing Space is a new scheme that could help if you're struggling with debt, including rent or mortgage arrears.

Find out if you can get breathing space from your debts

Can't afford your rent or mortgage?

Stay in touch with your landlord or lender.

Let them know you're taking steps to get advice and deal with your situation.

How to deal with rent arrears

How to deal with mortgage arrears

Help with money and debts

Cash in a crisis

Priority and non priority debts

What to do about universal credit deductions for debt

Where to get help with debts

Credit union loans

Help with heating costs

Prepayment meters

Last updated: 6 May 2021

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