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Housing costs under universal credit

This content applies to England

This section outlines the costs that can be met under the housing element of universal credit, who can claim housing costs and how these are worked out.

The housing element of universal credit will in due course replace housing benefit.

Conditions for the housing cost element

Universal credit will include an amount for housing costs where the claimant has a liability to make payments for the dwelling they occupy as their home. 

Calculating the housing costs element: renters

How the housing costs element is worked out under universal credit for claimants who are renting. 

Housing costs: owner-occupiers

Owner occupiers may receive help with the interest on loans secured on their home through a government 'support for mortgage interest' loan. 

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